Monitoring and affiliate links
MyFreeScoreNow is a separate provider
Free education and general questions: you do not need to buy monitoring or open any account. If you only want to see your reports, you can request them free from all three nationwide bureaus at AnnualCreditReport.com.
Done-For-You service: Done-For-You clients maintain an active MyFreeScoreNow three-bureau monitoring plan on an eligible prepaid term — quarterly $80.97, half-yearly $152.95, or annual $287.90. MyFreeScoreNow is the platform Aleylin currently uses for ongoing file review: it gives us updated three-bureau information in a consistent format so we can compare bureau responses and determine whether additional work is appropriate. If the account becomes inactive or no longer provides current three-bureau information, work on the file is paused until access is restored. Choosing a monitoring term does not guarantee the length of service, the number of rounds, or any result.
MFSN is a separate company: it sets its prices, recurring billing, features, and cancellation terms, and bills you directly. Monitoring is not included in Aleylin's fees and is not part of the $500 or $300. Aleylin may receive an affiliate commission for an enrollment made through its link, at no additional cost to you. Review the provider's current terms before purchasing. Because Done-For-You service requires this paid third-party product, you will see the provider, the term, and the current price in writing before you are asked to sign any agreement.
Scores offered by a monitoring service may be educational scores and may differ from models used by a lender. Monitoring may identify certain reported changes but may not explain every score change.