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Legal and privacy information

Consumer rights, website terms, and how your information is used

This page explains in plain language how Aleylin presents its services, processes inquiries, and describes certain general rights. Last updated: July 19, 2026.

General summary, not a substitute statutory disclosure

This website summary is educational and does not replace the separate statutory disclosure required before a credit-repair contract, the written contract, cancellation forms, or legal advice. Eligible clients receive the complete required documents before signing. Where the law requires specific text, the applicable separate document controls.

Summary of consumer rights

Options you have before paying for help

  • You may dispute inaccurate information directly with consumer reporting agencies without paying a credit services organization.
  • A consumer reporting agency generally must conduct a reasonable reinvestigation of a non-frivolous dispute. If information is inaccurate, incomplete, or cannot be verified after reinvestigation, federal law provides correction or deletion remedies.
  • There is no right to remove negative information that is accurate, current, and verifiable merely because it affects a score.
  • Before each separately contracted paid service, you must receive a separate statutory disclosure and a written contract describing, among other things, that agreement’s fixed total price, services, and estimated duration.
  • You may cancel each agreement without penalty or obligation at any time before midnight of the third business day after the date you sign it. The contract provides the required statement by the signature, two copies of the Notice of Cancellation, and copies of signed documents at signing.
  • Aleylin does not begin any service under that agreement before the cancellation period ends.

Aleylin Solutions is not a law firm and does not provide legal advice. If you need an interpretation of how a law applies to your facts, consult a licensed attorney.

Service and payment summary

How DFY service is presented

Price and separate agreements

Initial File Work is offered under a written agreement with a fixed total price of $500. Each later round is separately authorized and requires a new written agreement with its own scope, estimated duration, and fixed total price of $300. Future rounds are not purchased in advance — each one is offered only if additional work is appropriate, under its own separately signed agreement.

Billing after each agreement’s work

No DFY payment is collected when you sign or enroll. No invoice is sent until the applicable agreement’s full scope is performed and documented and any additional waiting period or documentation condition applicable to payment is satisfied. Calendar time alone does not create an invoice.

No automatic continuation

A later round requires a new written agreement and your decision to continue; you have no obligation to authorize one. The secure portal is used to pay a lawfully issued invoice and does not authorize automatic monthly charges. Aleylin does not request or receive payment before every applicable payment rule is satisfied.

No guarantee

No account deletion, score increase, approval, rate, outcome, or timeline is guaranteed. Results and effects vary with the individual file and third parties outside Aleylin's control.

These published prices apply to new written agreements and authorizations issued on or after July 16, 2026. Existing signed agreements remain governed by their terms unless replaced in writing; every new authorization states its own fixed total and scope.

Eligibility and written process

State of residence and enrollment channel matter

State availability

Free bilingual education and resources are available nationwide. DFY is available only after reviewing state of residence and only where Aleylin has completed applicable requirements. A request does not guarantee acceptance.

No telephone sale

Calls are limited to general education and factual intake. Aleylin does not use calls to induce a DFY purchase, recommend enrollment, obtain an agreement or payment authorization, or close a sale. Any request, offer, decision, signature, and payment step occurs later through a separate written process the consumer can review.

Additional payment safeguards

Eligibility, disclosures, agreements, secure instructions, and any payment step are handled through separate written processes. If a campaign or communication triggers a stricter payment rule, Aleylin does not request or receive payment until every applicable waiting period and documentation condition is satisfied.

Monitoring and affiliate links

MyFreeScoreNow is a separate provider

Free education and general questions: you do not need to buy monitoring or open any account. If you only want to see your reports, you can request them free from all three nationwide bureaus at AnnualCreditReport.com.

Done-For-You service: Done-For-You clients maintain an active MyFreeScoreNow three-bureau monitoring plan on an eligible prepaid term — quarterly $80.97, half-yearly $152.95, or annual $287.90. MyFreeScoreNow is the platform Aleylin currently uses for ongoing file review: it gives us updated three-bureau information in a consistent format so we can compare bureau responses and determine whether additional work is appropriate. If the account becomes inactive or no longer provides current three-bureau information, work on the file is paused until access is restored. Choosing a monitoring term does not guarantee the length of service, the number of rounds, or any result.

MFSN is a separate company: it sets its prices, recurring billing, features, and cancellation terms, and bills you directly. Monitoring is not included in Aleylin's fees and is not part of the $500 or $300. Aleylin may receive an affiliate commission for an enrollment made through its link, at no additional cost to you. Review the provider's current terms before purchasing. Because Done-For-You service requires this paid third-party product, you will see the provider, the term, and the current price in writing before you are asked to sign any agreement.

Scores offered by a monitoring service may be educational scores and may differ from models used by a lender. Monitoring may identify certain reported changes but may not explain every score change.

Privacy

Information we collect and how it is used

Information you submit

Forms may request a name, email, optional phone number, state of residence, contact preference, goal, and general question. Public forms do not request an SSN, ITIN, account numbers, report numbers, passwords, full birth dates, or identity documents.

How information is used

We use information to respond to your request, review eligibility, provide information you asked for, maintain reasonable records, protect the website, and meet applicable obligations.

Necessary providers

Hosting, WordPress, email, and other providers that help operate the website may process information as part of those services. Free-guide requests are stored privately in WordPress with the visitor's express email consent. If Hostinger Reach is configured, it also receives the name and email to deliver the requested guide and send related educational emails until the visitor unsubscribes. The DIY waitlist form uses Hostinger Reach in the same way. Aleylin does not sell personal information submitted through its forms.

Privacy requests

You may request access, correction, or deletion by writing to info@aleylinsolutions.com, subject to identity verification and any legal, security, or record-retention obligations.

No transmission or storage method is completely secure. Do not send sensitive information through general forms, text, WhatsApp, ordinary email, or social-media messages. If a document is needed, wait for instructions for the appropriate secure process.

Website terms

Educational use and external links

  • Website content provides general information and is not legal, tax, accounting, investment advice, or a credit decision.
  • Lenders, bureaus, issuers, and outside providers control their own criteria, data, products, prices, and decisions.
  • External links are provided for convenience. Review the third party's privacy practices and terms before submitting information or purchasing.
  • Aleylin may update this page when the website, its processes, or applicable information changes. The updated date appears above.

These website terms do not waive any non-waivable federal right or any protection that applies under the consumer's state of residence. If a part of these terms conflicts with applicable law, applicable law controls.

Questions about this page

Write to info@aleylinsolutions.com. Do not send sensitive data or credit documents through ordinary email.