Guided Credit Support for New Jersey and New York
For people who found something on their credit report that doesn't look right, and want an expert to review it with them in English or Spanish.
What's Included
- A review of your 3-bureau report, account by account
- A written quote before you decide
- Dispute letters prepared in your name and mailed with proof of mailing
- Plain-language explanations, in English or Spanish
Who It's For
- You live in New Jersey or New York.
- You believe some information on your report may be inaccurate, incomplete or unverifiable.
- You want to understand your report, not just hand it off.
Who It's Not For
- If you want accurate information removed. No one can do that legally.
- If you've been offered a "CPN" or a "new credit identity". That is illegal, and we never use it.
- If you need a lawyer for a lawsuit, a bankruptcy or legal advice. We're not a law firm.
- If you live outside New Jersey or New York. Our free guide and learning articles are open to you.
How Pricing Works
There is no set package price, because every report is different. Before you decide, you'll receive a written quote showing the proposed work and its price, account by account. The total of the quote is the most you can be charged.
As your written agreement says, Aleylin's first fee is charged only after your cancellation period ends and all of your first-round letters are mailed with proof. After that, a work fee is charged only in a month when letters were mailed with proof. Your agreement explains how you pay.
Your MyFreeScoreNow report is billed separately, by MyFreeScoreNow.
Your Review Comes First
We review your report as the first step of the guided service. It isn't sold as a separate product.
Step one is your 3-bureau report from MyFreeScoreNow, an independent company: $39.90 a month, billed monthly by MyFreeScoreNow, not by Aleylin. You can cancel by calling MyFreeScoreNow or in your MyFreeScoreNow account settings. Aleylin earns a commission if you enroll. Free reports are also available at AnnualCreditReport.com.
Free education is always available without buying anything. Get the Free Guide
Our guided service is currently offered in New Jersey and New York. Availability depends on your state of residence and is offered only where Aleylin has met the applicable requirements; eligibility is confirmed before you are offered an agreement. Georgia is never eligible.